*  Minimum of $50.00 deposit
*  First box of checks free
*  No service charge for a year
*  Set up direct deposit or maintain balance of $500.00 or more and never
     have a service charge
*  Free home banking service
*  Free audio response
*  Offer direct deposit, payroll deduction, and ACH debits and credits
*  Capable of ACH origination
*  Debit cards 
*  Federally insured by NCUA