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Rates

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Rates effective as of 4/20/2015

LOANS

RATES

New Auto 2.25% APR* -  16.50% APR*
Used Auto 2.50% APR* -  16.50% APR*
Share (Savings) Secured 3% APR*  above share's APR*
Share Certificate Secured 3% APR* above share certificate's APR*
Line of Credit

8.90% APR* - 18.0% APR*

Signature

8.90% APR* - 18.0% APR*

Co-Maker

8.90% APR* - 18.0% APR*

New Boat Rig 5.90% APR* - 13.90% APR*
Used Boat Rig 5.90% APR* -  17.90% APR*

New Recreational Vehicles & Travel Trailers

5.90% APR* -  13.90% APR*

Used Recreational Vehicles & Travel Trailers

5.90% APR* -  17.90% APR*
New Purchase 5.90% APR* - 13.90% APR* 
Used Purchase 5.90% APR*- 17.90% APR* 
Mortgage Call (337) 482-6956 or visit the branch for current rate
Home Equity Call (337) 482-6956 or visit the branch for current rate
Real Estate / Mobile Combo Call (337) 482-6956 or visit the branch for current rate

*APR = Annual Percentage Rate. **APY = Annual Percentage Yield. Rates may vary according to credit score.

SHARE ACCOUNTS

Minimum Balance

Dividend/ Interest Rate

APY*

Regular Share (Savings) Account

$100 to $2000
$2001 to $7500
$7501 to $10,000
$10,001 & up

.11%
.11% 
.11%
.11% 

.11%
.11% 
.11%
.11% 
Super Share (Savings ) Account $2500 to $7500
$7501 to 25,000
$25001 & up
.15%
.20%
.25%
.15%
.20%
.25%
Christmas Club Share (Savings) Account $100 & up .11% .11%
Vacation Club Share (Savings) Account

$100 to $2000
$2001 to $7500
$7501 to $10,000
$10,001 & up

.11%
.11%
.11%
.11%
.11%
.11%
.11%
.11%
Regular Checking Account $500 to $999
$1000 & up
.00%
.05%
.00%
.05%
IRA Share Account $1 & up .30% .30%

*APY = Annual Percentage Yield. Annual Percentage Yield may change after the account is opened. APY effective as of 11/1/2013 and are subject to change. Minimum deposit of $5.00 to open all share accounts. Minimum deposit of $50.00 to open all share draft accounts. $5.00 membership fee when joining the Credit Union. Fees may reduce earnings.

 CERTIFICATES

Minimum Deposit

Dividend/ Interest Rate

APY*

6 Month $500.00 0.250% 0.250%
12 Month $500.00 0.399% 0.400%
24 Month $500.00 0.698% 0.700%
36 Month $500.00 0.747% 0.750%
60 Month $500.00

0.847%

0.850%

*APY = Annual Percentage Yield. Penalty may be imposed for early withdrawal, see rate and fee schedule for details. Fees may reduce earnings.

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