 |
Rates effective as of 12/1/2011
|
Loans
|
Rates
|
| NEW AUTO |
5.90% APR* - 15.00% APR* |
| USED AUTO |
5.90% APR* - 15.00% APR* |
| SHARE SECURED |
3% APR* above share's APR* |
| SHARE CERTIFICATE SECURED |
3% APR* above share certificate's APR* |
| LINE OF CREDIT |
8.90% APR* - 18.0% APR*
|
| SIGNATURE |
8.90% APR* - 18.0% APR*
|
| CO-MAKER |
8.90% APR* - 18.0% APR*
|
| EDUCATION |
8.90% APR* - 18.0% APR*
|
| NEW BOAT RIG |
5.90% APR* - 13.90% APR* |
| USED BOAT RIG |
5.90% APR* - 17.90% APR* |
|
NEW RECREATIONAL VEHICLES &
TRAVEL TRAILERS
|
5.90% APR* - 15.00% APR* |
| FIRST MORTGAGE |
FOR OUR MOST CURRENT RATE CONTACT THE LOAN DEPARTMENT |
| SECOND MORTGAGE |
FOR OUR MOST CURRENT RATE CONTACT THE LOAN DEPARTMENT |
| REAL ESTATE/MOBILE COMBO |
FOR OUR MOST CURRENT RATE CONTACT THE LOAN DEPARTMENT |
USED RECREATIONAL VEHICLES &
TRAVEL TRAILERS |
5.90% APR* - 15.00% APR* |
| NEW PURCHASE |
5.90% APR* - 13.90% APR* |
| USED PURCHASE |
5.90% APR*- 17.90% APR* |
*APR = Annual Percentage Rate **APY = Annual Percentage Yield
Rates may vary according to credit score
All loans at the Credit Union are open end loans
| SHARE ACCOUNTS |
Minimum Balance
|
Dividend/ Interest Rate
|
APY*
|
| REGULAR SHARE |
$100 to $2000
$2001 to $7500
$7501 to $10,000
$10,001 & up
|
.13%
.15%
.20%
.25%
|
.13%
.15%
.20%
.25% |
| SUPER SHARE |
$2500 to $7500
$7501 to 25,000
$25001 & up |
.15%
.20%
.25% |
.15%
.20%
.25% |
| CHRISTMAS CLUB SHARE |
$100 & up |
.25% |
.25% |
| VACATION CLUB SHARE |
$100 to $2000
$2001 to $7500
$7501 to $10,000
$10,001 & up
|
.13%
.15%
.20%
.25% |
.13%
.15%
.20%
.25% |
| REGULAR CHECKING ACCOUNT |
$500 to $999
$1000 & up |
.00%
.15% |
.00%
.15% |
*APY = Annual Percentage Yield
Annual Percentage Yield may change after the account is opened
APY effective as of 01/01/2006 and are subject to change
Minimum deposit of $5.00 to open all share accounts
Minimum deposit of $50.00 to open all share draft accounts
$5.00 membership fee when joining the Credit Union
Fees may reduce earnings
|
Certificates
|
Minimum Deposit
|
Dividend/ Interest Rate
|
APY*
|
| 6 MONTH |
$500.00 |
0.40% |
0.401% |
| 12 MONTH |
$500.00 |
0.60% |
0.602% |
| 24 MONTH |
$500.00 |
0.85% |
0.853% |
| 36 MONTH |
$500.00 |
1.25% |
1.257% |
| 60 MONTH |
$500.00 |
1.95%
|
1.967% |
*APY = Annual Percentage Yield
Penalty may be imposed for early withdrawal, see rate and fee schedule for details
Fees may reduce earnings
|
|
