 |
Rates effective as of 04/24/2008
|
Loans
|
Rates
|
| NEW AUTO |
5.90% APR* -
15.00% APR* |
| USED AUTO |
5.90% APR* -
15.00% APR* |
| SHARE SECURED |
3% APR* |
| SHARE CERTIFICATE SECURED |
3% APR* |
| LINE OF CREDIT |
8.90% APR* -
18.0% APR*
|
| SIGNATURE |
8.90% APR* -
18.0% APR*
|
| CO-MAKER |
8.90% APR* -
18.0% APR*
|
| EDUCATION |
8.90% APR* -
18.0% APR*
|
| NEW BOAT RIG |
5.90% APR* -
15.00% APR* |
| USED BOAT RIG |
5.90% APR* -
15.00% APR* |
|
NEW RECREATIONAL VEHICLES &
TRAVEL TRAILERS
|
5.90% APR* -
15.00% APR* |
| FIRST MORTGAGE |
6.00% APR* |
| SECOND MORTGAGE |
6.5% APR* |
| NEW MOBILE HOME |
8.5% APR* -
17.9% APR* |
| USED MOBILE HOME |
8.50% APR* -
17.90% APR* |
| REAL ESTATE/MOBILE COMBO |
6.9% APR* |
USED RECREATIONAL VEHICLES &
TRAVEL TRAILERS |
5.90% APR* -
15.00% APR* |
| NEW PURCHASE |
5.90% APR* -
13.90% APR* |
| USED PURCHASE |
5.90% APR*-
17.90% APR* |
*APR = Annual Percentage Rate
Rates may vary according to credit score
All loans at the Credit Union are open end loans
| SHARE ACCOUNTS |
Minimum Balance
|
Dividend/ Interest Rate
|
APY*
|
| REGULAR SHARE |
$100 to $2000
$2001 to $5000
$5001 to $7500
$7501 to $10,000
$10,001 to $25,000
$25,001 to $50,000
$50,001 & up
|
.50%
.50%
.50%
.65%
.75%
.85%
1.00%
|
.50%
.50%
.50%
.65%
.75%
.85%
1.00% |
| SUPER SHARE |
$2500 to $7500
$7501 to 15,000
$15001 to 25,000
$25,001 to $50,000
$50,001 & up |
.80%
.90%
1.00%
1.25%
1.87% |
.80%
.90%
1.00%
1.25%
1.87% |
| CHRISTMAS CLUB SHARE |
$5.00 |
.75% |
.75% |
| VACATION CLUB SHARE |
$100 to $2000
$2001 to $5000
$5001 to $7500
$7501 to $10,000
$10,001 to $25,000
$25,001 to $50,000
$50,001 & up
|
.50%
.50%
.50%
.65%
.75%
.85%
1.00% |
.50%
.50%
.50%
.65%
.75%
.85%
1.00% |
| REGULAR CHECKING ACCOUNT |
$500 to $999
$1000 & up |
.50%
.75% |
.50%
1.00% |
*APY = Annual Percentage Yield
Annual Percentage Yield may change after the account is opened
APY effective as of 01/01/2006 and are subject to change
Minimuim deposit of $5.00 to open all share accounts
Minimuim deposit of $50.00 to open all share draft accounts
$5.00 membership fee when joining the Credit Union
| Certificates |
Minimum Deposit
|
Dividend/ Interest Rate
|
APY*
|
| 6 MONTH |
$500.00 |
2.230% |
2.250% |
| 12 MONTH |
$500.00 |
2.720% |
2.750% |
| 24 MONTH |
$500.00 |
2.470% |
2.500% |
| 36 MONTH |
$500.00 |
2.960% |
3.000% |
| 60 MONTH |
$500.00 |
3.690% |
3.750% |
*APY = Annual Percentage Yield
Penalty may be imposed for early withdrawal, see rate and fee schedule for details
|
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