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For Loan Specials Click Here
Rates effective as of 05/27/2013
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Loans
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Rates
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| NEW AUTO |
3.75% APR* - 14.00% APR* |
| USED AUTO |
4.00% APR* - 15.00% APR* |
| SHARE SECURED |
3% APR* above share's APR* |
| SHARE CERTIFICATE SECURED |
3% APR* above share certificate's APR* |
| LINE OF CREDIT |
8.90% APR* - 18.0% APR*
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| SIGNATURE |
8.90% APR* - 18.0% APR*
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| CO-MAKER |
8.90% APR* - 18.0% APR*
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| EDUCATION |
8.90% APR* - 18.0% APR*
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| NEW BOAT RIG |
5.90% APR* - 13.90% APR* |
| USED BOAT RIG |
5.90% APR* - 17.90% APR* |
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NEW RECREATIONAL VEHICLES &
TRAVEL TRAILERS
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3.75% APR* - 14.00% APR* |
| FIRST MORTGAGE |
FOR OUR MOST CURRENT RATE CONTACT THE LOAN DEPARTMENT |
| SECOND MORTGAGE |
FOR OUR MOST CURRENT RATE CONTACT THE LOAN DEPARTMENT |
| REAL ESTATE/MOBILE COMBO |
FOR OUR MOST CURRENT RATE CONTACT THE LOAN DEPARTMENT |
USED RECREATIONAL VEHICLES &
TRAVEL TRAILERS |
4.00% APR* - 15.00% APR* |
| NEW PURCHASE |
5.90% APR* - 13.90% APR* |
| USED PURCHASE |
5.90% APR*- 17.90% APR* |
*APR = Annual Percentage Rate **APY = Annual Percentage Yield
Rates may vary according to credit score
All loans at the Credit Union are open end loans
| SHARE ACCOUNTS |
Minimum Balance
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Dividend/ Interest Rate
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APY*
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| REGULAR SHARE |
$100 to $2000
$2001 to $7500
$7501 to $10,000
$10,001 & up
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.13%
.15%
.20%
.25%
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.13%
.15%
.20%
.25% |
| SUPER SHARE |
$2500 to $7500
$7501 to 25,000
$25001 & up |
.15%
.20%
.25% |
.15%
.20%
.25% |
| CHRISTMAS CLUB SHARE |
$100 & up |
.25% |
.25% |
| VACATION CLUB SHARE |
$100 to $2000
$2001 to $7500
$7501 to $10,000
$10,001 & up
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.13%
.15%
.20%
.25% |
.13%
.15%
.20%
.25% |
| REGULAR CHECKING ACCOUNT |
$500 to $999
$1000 & up |
.00%
.15% |
.00%
.15% |
*APY = Annual Percentage Yield
Annual Percentage Yield may change after the account is opened
APY effective as of 01/01/2006 and are subject to change
Minimum deposit of $5.00 to open all share accounts
Minimum deposit of $50.00 to open all share draft accounts
$5.00 membership fee when joining the Credit Union
Fees may reduce earnings
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Certificates
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Minimum Deposit
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Dividend/ Interest Rate
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APY*
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| 6 MONTH |
$500.00 |
0.250% |
0.250% |
| 12 MONTH |
$500.00 |
0.449% |
0.450% |
| 24 MONTH |
$500.00 |
0.698% |
0.700% |
| 36 MONTH |
$500.00 |
0.747% |
0.750% |
| 60 MONTH |
$500.00 |
0.847%
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0.850% |
*APY = Annual Percentage Yield
Penalty may be imposed for early withdrawal, see rate and fee schedule for details
Fees may reduce earnings
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