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Get  More Holiday Cash With Skip-A-Pay!
November-December 2015
Make your holiday season the most wonderful time of the year by skipping the November or December 2015 loan payment on your qualifying ULFCU loan(s).2 There is a low $35 processing fee per loan to take advantage of this great offer. Interest will continue to accrue on your loan(s) during the month you skip a payment.
Download the Holiday Skip-A-Pay Request Form

Holiday Loan Special
Until December 31, 2015

Let UL Federal Credit Union help you with your holiday expenses. Offer available until December 31, 2015. Apply today! Visit us or call 337-482-6956 / 1-800-232-9616.
• Borrow up to $3,000
• Choose a 12 or 24 month term
• Rates as low as 7.50% APR3

$2,000 Scholarship Available
Application Deadline: January 31, 2016

The Lafayette Chapter of Credit Unions is sponsoring a $2,000 college scholarship for graduating high school seniors and currently enrolled undergraduate college or technical school students. Any member of ULFCU that meets the criteria is eligible to apply. Applications will be accepted from credit unions throughout Acadiana. A random drawing among qualified applicants will determine the recipient. 
Download the Application

2Loans not eligible for Skip-A-Payment include MasterCard credit card, real estate/mortgage, emergency cash, TSR/Workout, and past due/delinquent loans. Additional qualifications may apply for a vehicle loan Skip-A-Pay. Must have made a minimum of 3 payments on the loan to request Skip-A-Pay. All requests are subject to approval and restrictions may apply. ULFCU will defer your loan payment by one month which extends the terms of the loan resulting in an extra payment after your loan would otherwise be paid off. Interest will continue to accrue at the rate set forth in the loan agreement on the outstanding loan balance. Regular payments will resume on the first regular payment date of the month following the skip. If previously elected, Credit Life and/or Credit Disability premiums will continue being added to the loan during the extended term in order for benefits to continue. If you have GAP insurance on your automobile loan, the coverage will not extend beyond the original maturity date of the loan nor will GAP cover the deficiency balance arising from skipped payments as disclosed in the Guaranteed Asset Protection Contract. This promotion ends December 31, 2015. ULFCU membership required to participate.

3APR=Annual Percentage Rate. APR is determined by our internal credit criteria. Listed APR assumes excellent credit. Minimum and maximum loan amounts may apply. At 7.50% APR, pay 24 monthly payments of $45.02 per $1,000 borrowed. Your APR may differ based on your loan amount, repayment method, and other factors.

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