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UL Federal Credit Union offers the checking account that fits your lifestyle with quick and easy access to your funds.1 A Regular Savings account is required. All University of Louisiana Federal Credit Union checking accounts include:
- Free access to more than 5,000 CO-OP Shared Branches
- Free access to more than 15,000 MoneyPass ATMs nationwide (with a UL Federal Credit Union debit card)
- Free access to Online Banking, Mobile App, Mobile Deposit, and electronic statements
- Overdraft protection options
- Direct Deposit, payroll deduction and funds transfer options
Checking Comparison
|
FEATURE |
REGULAR CHECKING |
STUDENT CHECKING |
CHECKLESS CHECKING |
|---|---|---|---|
|
Why? |
Easy and convenient, everyday. |
Perfect for high school or college life. |
Never write checks? |
|
Minimum to Open |
$50.00 |
$50.00 |
$50.00 |
|
Monthly Service Fee |
$5, waived with $500 or more average daily balance OR direct deposit |
None |
None |
|
Earns Dividends |
Yes, on balances of $1,000 or more.2 View rates |
No |
No |
|
Mastercard® Debit Card |
Optional. $12 annual fee. |
Optional. $12 annual fee. |
Optional. $12 annual fee. |
|
Free Checks |
Yes, first order of 50 standard checks |
Yes, first order of 50 standard checks |
Not available |
|
Unlimited Check Writing |
Yes |
Yes |
Not Available |
|
Free Online Banking & Mobile Banking App |
Yes |
Yes |
Yes |
|
Free Mobile Check Deposit |
Yes |
Yes |
Yes |
|
Overdraft Protection Options |
We do not pay overdrafts that would make your account overdrawn by more than your Overdraft Privilege limit. We pay overdrafts at our discretion, which means we do not guarantee that we will always authorize and pay any type of transaction. If we do not authorize and pay an overdraft, your transaction will be declined. Under our standard overdraft practices:
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Or visit a branch to apply.
1Restrictions apply. Member must have a state-issued pictured id to open account. If member is a minor, then a guardian must become a joint member on said minor’s account.
2APY=Annual Percentage Yield. Fees may reduce earnings on account. Must maintain a minimum daily balance of $1,000 to earn dividends. Dividends paid monthly. Please refer to your ‘Truth in Savings and Electronic Services Disclosure’ found in your ‘Membership Booklet’ for specific details about any account.
Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
Debit Card
Access your money anywhere and anyway you want.
Use your UL Federal Credit Union Mastercard® Debit Card for convenient access to your checking account.
- Use your debit card worldwide, most anywhere Mastercard is accepted
- Add your debit card number to your mobile apps and online stores for easy check-out, payments and reloading of your balances
- Surcharge-free ATMs on the UL Lafayette campus
- Free access to more than 15,000 MoneyPass ATMs nationwide
- Mastercard SecureCode® provides enhanced security for online shopping
Find an ATM or download the MoneyPass ATM Locator app
Create a Mastercard SecureCode®
Notify Us Before You Travel
Tell us when you plan to travel out of state or out of the country. Our debit cards are automatically blocked from being used outside of the United States. However, you can request to have the block removed if you are traveling outside of the United States or making an international purchase using your debit card. Call us at 337-482-6956 or toll free 1-800-232-9616 (9:00 a.m. – 4:30 p.m., Monday-Friday excluding holidays).
Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
Checks
UL Federal Credit Union has partnered with Harland Clark to offer you a variety of check styles and design options. You can show your team spirit by adding the UL Lafayette logo on your check design.
For your initial check order, visit a branch or call us at (337) 482-6956.
Need more checks? Reorder checks.
