College Students

We’re your credit union. From campus to career.

College students get exclusive access to financial services from your very own Credit Union.

Free Regular Share Savings Account

• No monthly service fee
• Earn dividends on balances of $100 or more¹
• Maintain a $5 balance
• International students must have a social security number to open an account.
• Deposits insured up to at least $250,000 per individual depositor. Learn more about deposit insurance.

Student Checking Account

• No monthly service fee
• No minimum balance to maintain
• Mastercard^® debit card option
• Overdraft protection options²

Convenient ATMs & Branches

• Campus Branch and ATMs at UL Lafayette
• Free access to over 5,000 CO-OP Shared Branches and 15,000 MoneyPass ATMs nationwide

Anytime, Anywhere Banking

• Free Online Banking, Bill Pay, Mobile App, Mobile Deposit, and electronic statements
• Free online transfers, person to person payments and mobile deposits using Sprig By CO-OP^®

Budget Friendly Loans

• Low-rate personal, vehicle, and Mastercard^® credit card save you money and build your credit
• SallieMae^® Smart Option Student Loan^®

Free Financial Resources

• Have questions about managing your finances? Our financial counselors can assist. Schedule an appointment to chat with us.
• Stress-Free Guide for Applying to College (PDF – new window/tab)

¹All accounts are subject to approval.

²We do not pay overdrafts that would make your account overdrawn by more than your Overdraft Privilege limit. We pay overdrafts at our discretion, which means we do not guarantee that we will always authorize and pay any type of transaction. If we do not authorize and pay an overdraft, your transaction will be declined. Under our standard overdraft practices: We will charge you a fee of $28 each time we pay an overdraft. There is no limit on the total fees we can charge you for overdrawing your account up to your Overdraft Privilege limit.

Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

Stay on top of your student organization’s finances.

We offer savings and checking account options for recognized UL Lafayette or South Louisiana Community College student organizations.¹

• No monthly service fee
• Minimum opening deposit of $10 for savings and $50 minimum deposit for checking account
• Organization checking accounts can utilize checks but do not have access to a debit card or overdraft protection options.
• Whomever is authorized on the account may add or remove other users.

Getting Started

This account must be opened in person at a UL Federal Credit Union branch. All students and/or advisors authorized to use the account will need to bring the following information and sign documentation during account opening:

• $10 minimum deposit for savings account plus a $50 minimum deposit for checking account
• Verification of valid organization and officer standing (A letter from the UL Lafayette or SLCC Dean of Students verifying that the organization or society is affiliated with the University and the name of its officers who will be accessing the account.)
• Valid government-issued driver’s license or ID
• Proof of eligibility for membership (Valid University of Louisiana at Lafayette or South Louisiana Community College staff or student ID)
• Valid Social Security Number
• Valid Tax ID/Employer Identification Number (EIN) for organization
• Date of birth
• Physical address, email address and phone number
• Proof of Tax Exempt Status, if applicable. 

¹Must qualify for UL Federal Credit Union membership. All accounts are subject to approval. Accounts are subject to all terms and conditions set forth in the Account Agreement and Truth-In-Savings Disclosure.