Louisiana Ring Savings

Save now for the ring you want later.

The Louisiana Ring Savings Account is designed for you to save the money needed to purchase your Official Louisiana Ring.  With deposits as low as $89.16* per semester, earning your ring is made easy. Once eligible, you will be able to order your Official Louisiana Ring by Balfour and participate in the Official Ring Release and Ring Ceremony. 

How do I open a Louisiana Ring Savings Account?

  1. Become a member of the UL Federal Credit Union by opening a Regular Savings Account. Click this link to begin. 
  2. Wait to be contacted by a ULFCU staff member to complete the process. At that time, you will be asked to deposit at least $10 ($5 minimum deposit plus $5 one-time membership fee) into the Regular Savings Account.
  3. Let the staff member know you want to open your free Louisiana Ring Savings Account. To open the account, you will be asked to deposit at least $89.16, or the amount recommended for the ring you select. 

How do I add money to my account?

  1. Set up an automatic payment to the Louisiana Ring Savings Account from any other ULFCU account or another financial institution
  2. Deposit a check to the account made out to the primary account holder with the account number written in the memo

As our member, you can visit any of the more than 5,400 locations where you see the CO-OP Shared Branch logo, and access your Louisiana Ring Account. Track your savings by enrolling in our online banking or downloading our mobile app. 

How do I pay Balfour for my ring?

Once you are ready to purchase your Official Louisiana Ring, you must submit the Ring Savings Account Withdrawal Form. We will pay Balfour directly for your ring purchase, and you will not be charged the withdrawal fee. Any funds remaining in your account after your ring purchase will be moved to your regular savings account and your Ring Savings Account will be closed. 

Other Withdrawals

You must submit the Louisiana Ring Savings Account Withdrawal Application to request any withdrawals from the account, and you will also be subject to a withdrawal fee. If you choose not to use your Louisiana Ring Savings Account to purchase a ring, you can withdraw the funds or transfer to a different account.  There is no maximum withdrawal limit, but withdrawals are subject to approval upon submission on the Withdrawal Application. Withdrawals will be tracked for the life of the account. Each withdrawal is subject to approval, and excessive withdrawals will be at risk for account closure.

Download the Withdrawal Application here. Coming soon!

Shop for your ring here www.balfour.com/louisianaring

Prices listed per semester, for 6 semesters. 

Men Style Rings

 

Men Signet

Men Legend

Men Traditional

Celestrium

$91.66

$91.66

$91.66

Sterling Silver

$105.00

$107.50

$122.50

Argentium Silver

$120.00

$122.50

$137.50

10k Yellow or White Gold

$193.33

$197.50

$240.83

14k Yellow or White Gold

$255.00

$261.66

$331.66

18k Yellow or White Gold

$335.00

$340.00

$452.50

 

Lady Style Rings

 

Lady Highlight (CZ)

Lady Legend

Lady Signet

Lady Highlight (Diamonds)

Lady Traditional

Celestrium

$89.16

$91.66

$91.66

$109.16

$91.66

Argentium Silver

$95.83

$96.66

$99.16

$112.50

$105.00

Sterling Silver

$89.16

$90.00

$92.50

$105.83

$98.33

10k Yellow or White Gold

$106.66

$125.83

$139.16

$122.50

$161.66

14k Yellow or White Gold

$121.66

$149.16

$166.66

$137.50

$207.50

18k Yellow or White Gold

$137.50

$165.00

$193.33

$153.33

$256.33

Apply Now         View Rates         View Fees

Or visit a branch to apply.

*Membership eligibility required. Ring prices are subject to change. The prices listed above do not include engraving, any other upgrades, or tax. Deposits range from $89.16 – $256.33 per semester, depending on ring style and metal selected for the Official Louisiana Ring. All Louisiana Ring Savings Accounts will be purged, once a year, with any students who have withdrawn or unenrolled from the university. Any funds remaining in a Louisiana Ring Savings Account by a member who is no longer attending the university will be transferred to the member’s Regular Savings Account.   

Campus Branch closed until further notice. Main Branch operating as normal. (Posted 10 am 10/25/2021)