Lucky Lagniappe Savings

More savings means more chances to win!

Lucky Lagniappe is a prize-linked savings account with the chance to win up to $5,000! Have fun saving for what’s important to you like vacation, a car or house, the holidays, college, or emergency expenses.

Earn a prize drawing entry each time you save $20 in the same month (up to 5 entries per month).1 Cash prize drawings occur monthly, quarterly, and annually so the more you save, the more chances you have to win. In addition to state-wide prizes, University of Louisiana Federal Credit Union will have guaranteed winners each month.

Start Saving Today

  • Youth and adult members can open an account to enjoy saving and winning
  • No monthly service fee
  • $5 minimum opening deposit
  • Earn dividends on balances of $100 or more2
  • Automatically save (and earn entries) with payroll deduction, direct deposit or transfers.
  • Deposits insured up to at least $250,000 per individual depositor. Learn more about deposit insurance.

Look Who’s Won!

Lucky Lagniappe Savings Account. Make saving a win win.

UL Federal Credit Union Monthly Winners – $50
November 2021: Zoe B.
December 2021: Edward H.
January 2022: Claire S.
February 2022: Martha P.
March 2022: Zoe B.
April 2022: Frances L.
May 2022: Edward H.
June 2022: Isabelle C.
July 2022: Madeline H.
August 2022: Christina B.
October 2022: Shantell D.

State Winners – $100
November 2021: Heather D
December 2021: Martha P., & Wyatt E.
February 2022: Sean M.
March 2022: Peggy M.
April 2022: Roger C., & Claire S.
May 2022: Connie D. & Elizabeth L.
June 2022: Brantley H., Barbara J., & Elizabeth L.
July 2022: Roxanne B., & Jennifer L.
August 2022: Connie D., Linda C., & Shantell D.
September 2022: Edward H.
October 2022: Monica M., Martha P., & Julia L.

Quarterly Winners – $1,000
June 2019: Martha P
September 2019: Troy S.
March 2020: Linda C.
June 2021: Alise H.
March 2022: Jessie B.

Annual Winners – $5,000
December 2018: Elizabeth B.
December 2019: Maria A.

Click here to view a full list of state winners. (new window/tab)

Apply Now         View Rates         View Fees

Or visit a branch to apply.

Make Saving a Win / Win

2022 State-Wide Prize Drawing Schedule (approximate)

Prize Drawings Number of Winners** Prize Amounts** Drawing Dates***
Monthly 10 $100 On or about the 15th of each month
Quarterly 2 $1,000 On or about the 15th of April, July, October and January
Annual 1 $5,000 On or about the 15th of January 2021
Special Drawing (Quarterly entries) 1 $1,000 On or about the 15th of March
Total in 2022 130* $26,000**

The following prizes will be for the UL Federal Credit Union member-only drawings.

UL Federal Credit Union Member Only Drawings (approximate)

Prize Drawings Number of Winners** Prize Amount** Drawing Dates***
Monthly 1 $50 On or about the 15th of each month
Total in 2022 12* $600**

View Lucky Lagniappe Savings Account Participation Agreement (PDF – new window/tab)

View Lucky Lagniappe Savings Account Truth in Savings Disclosure (PDF – new window/tab)

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1See a member representative for complete terms, conditions and official rules. Membership eligibility required. 2Rates may vary after account is opened and can change without notice. *Account holder is only eligible to win once per drawing pool, regardless of the number of entries. Account holder may only win one (1) monthly prize drawing per month, one (1) quarterly prize drawing per quarter, and one (1) annual prize drawing per 12 month savings period. **Prize amounts and number of winners are subject to change. ***Drawings will occur on or about the 15th of each month, or the next business day, for the previous month and/or quarter end. Prize Amounts are estimates and subject to change.