Lucky Lagniappe Savings

More savings means more chances to win!

Lucky Lagniappe is a new prize-linked savings account with the chance to win up to $5,000! Have fun saving for what’s important to you like vacation, a car or house, the holidays, college or emergency expenses.

Earn a prize drawing entry each time you save $20 in the same month (up to 5 entries per month).1 Cash prize drawings occur monthly, quarterly and annually so the more you save, the more chances you have to win. In addition to state-wide prizes, University of Louisiana Federal Credit Union will have guaranteed winners each month.

Start Saving Today

  • Youth and adult members can open an account to enjoy saving and winning
  • No monthly service fee
  • $5 minimum opening deposit
  • Earn dividends on balances of $100 or more2
  • Automatically save (and earn entries) with payroll deduction, direct deposit or transfers.
  • Deposits insured up to at least $250,000 per individual depositor. Learn more about deposit insurance.

Look Who’s Won!

Lucky Lagniappe Savings Account. Make saving a win win.

UL Federal Credit Union Monthly Winners – $50
September 2020: Jessie B.
October 2020: Geraldine B.
November 2020: Arranette P.
December 2020: Elizabeth L
January 2021: Thomas L.
February 2021: Annabel C.
March 2021: Anna M.
April 2021: Monica M.
May 2021: Shekufeh S.
June 2021: Lisa F.
July 2021: Arranette P.
August 2021: Reed M.
September 2021: Sadie M. 

State Winners – $100
September 2020: Carlos R. & Madison T.
October 2020: Martha P.
November 2020: Katie B. & Debbie K.
January 2021: Arranette P. & Mary R.
February 2021: Alicia H. & Reed M. & Nancy M. & Carlos R. & Maurice D. & Frances L.
March 2021: Carlos R. & Edward H.
May 2021: Julia L.
June 2021: No ULFCU members selected
July 2021: Norma L. & Edward H.
August 2021: Kenneth R. 
September 2021: Sandra B., Monica M., & Edward H.

Quarterly Winners – $1,000
June 2019: Martha P
September 2019: Troy S.
March 2020: Linda C.
June 2021: Alise H.
September 2021: Winner not ULFCU member

Annual Winners – $5,000
December 2018: Elizabeth B.
December 2019: Maria A.

Click here to view a full list of state winners. (new window/tab)

Apply Now         View Rates         View Fees

Or visit a branch to apply.

Make Saving a Win / Win

2021 State-Wide Prize Drawing Schedule (approximate)

Prize Drawings

Number of Winners**

Prize Amounts**

Drawing Dates***




On or about the 15th of each month




On or about the 15th of April, July, October and January




On or about the 15th of January 2021

Special Drawing (Quarterly entries)



On or about the 15th of March

Total in 2020




The following prizes will be for the UL Federal Credit Union member-only drawings.

UL Federal Credit Union Member Only Drawings (approximate)

Prize Drawings

Number of Winners**

Prize Amount**

Drawing Dates***




On or about the 15th of each month

Total in 2020




View Lucky Lagniappe Savings Account Participation Agreement (PDF – new window/tab)

View Lucky Lagniappe Savings Account Truth in Savings Disclosure (PDF – new window/tab)

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1See a member representative for complete terms, conditions and official rules. Membership eligibility required. 2Rates may vary after account is opened and can change without notice. *Account holder is only eligible to win once per drawing pool, regardless of the number of entries. Account holder may only win one (1) monthly prize drawing per month, one (1) quarterly prize drawing per quarter, and one (1) annual prize drawing per 12 month savings period. **Prize amounts and number of winners are subject to change. ***Drawings will occur on or about the 15th of each month, or the next business day, for the previous month and/or quarter end. Prize Amounts are estimates and subject to change.