Lucky Lagniappe Savings

More savings means more chances to win!

Lucky Lagniappe is a prize-linked savings account with the chance to win up to $5,000! Have fun saving for what’s important to you like vacation, a car or house, the holidays, college, or emergency expenses.

Earn a prize drawing entry each time you save $20 in the same month (up to 5 entries per month).1 Cash prize drawings occur monthly, quarterly, and annually so the more you save, the more chances you have to win. In addition to state-wide prizes, University of Louisiana Federal Credit Union will have guaranteed winners each month.

Start Saving Today

  • Youth and adult members can open an account to enjoy saving and winning
  • No monthly service fee
  • $5 minimum opening deposit
  • Earn dividends on balances of $100 or more2
  • Automatically save (and earn entries) with payroll deduction, direct deposit or transfers.
  • Deposits insured up to at least $250,000 per individual depositor. Learn more about deposit insurance.

2023 Crawfish Giveaway

Lucky Lagniappe Savings Account Crawfish Giveaway

You could win a $100 Crawfish Giveaway! Eligible members who open a new Lucky Lagniappe Savings Account between January 9, 2023, and February 17, 2023, are entered to win a $100 crawfish restaurant gift card. PLUS, earn an extra entry to the drawing when you set up an automatic reoccurring transfer into the Lucky Lagniappe Savings Account of at least $20.00. To be eligible for the giveaway, members must be 18 or older by the date of their entry. Read the Official Rules here for full details and exclusions.

Drawing will occur no later than February 24, 2023. Good luck and happy saving!

Giveaway closed. Congratulations to Maxine W.!

Do you already have a Lucky Lagniappe Savings Account opened prior to January 9, 2023? If so, then we will be pulling the name of one of these lucky members to receive a $20.00 deposit into their Lucky Lagniappe Savings Account from the UL Federal Credit Union in the Month of February!

Giveaway closed. Congratulations to Lauryn C.! 

Only one entry per member who had a pre-existing Lucky Lagniappe Savings Account opened prior to January 9, 2023. No age restrictions. No registration necessary. Drawing will occur no later than February 24, 2023. Winnings will automatically deposit into the account holder’s Lucky Lagniappe Savings Account on the date of notification. The winner will be contacted by phone call.

Look Who’s Won!

Lucky Lagniappe Savings Account. Make saving a win win.

UL Federal Credit Union Monthly Winners – $50
November 2022: Alicestine H.
December 2022: Natalie H.
January 2023: Brantley H.
February 2023: Martha P.

State Winners – $100
November 2022: Zoe B. & Carlos R.
December 2022: Jeanette N., Reed M., & Logan F.
February 2023: Melissa K., Kellen M., Macy B., & Ryder A.

Quarterly Winners – $1,000
June 2019: Martha P
September 2019: Troy S.
March 2020: Linda C.
June 2021: Alise H.
March 2022: Jessie B.

Annual Winners – $5,000
December 2018: Elizabeth B.
December 2019: Maria A.

Click here to view a full list of state winners. (new window/tab)

Apply Now         View Rates         View Fees

Or visit a branch to apply.

Make Saving a Win / Win

2023 State-Wide Prize Drawing Schedule (approximate)
Prize Drawings Number of Winners** Prize Amounts** Drawing Dates***
Monthly 10 $100 On or about the 15th of each month
Quarterly 2 $1,000 On or about the 15th of April, July, October and January
Annual 1 $5,000 On or about the 15th of January 2023
Special Drawing (Quarterly entries) 1 $1,000 On or about the 15th of March
Total in 2023 130* $26,000**

The following prizes will be for the UL Federal Credit Union member-only drawings.

UL Federal Credit Union Member Only Drawings (approximate)

Prize Drawings Number of Winners** Prize Amount** Drawing Dates***
Monthly 1 $50 On or about the 15th of each month
Total in 2023 12* $600**

View Lucky Lagniappe Savings Account Participation Agreement (PDF – new window/tab)

View Lucky Lagniappe Savings Account Truth in Savings Disclosure (PDF – new window/tab)

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1See a member representative for complete terms, conditions and official rules. Membership eligibility required. 2Rates may vary after account is opened and can change without notice. *Account holder is only eligible to win once per drawing pool, regardless of the number of entries. Account holder may only win one (1) monthly prize drawing per month, one (1) quarterly prize drawing per quarter, and one (1) annual prize drawing per 12 month savings period. **Prize amounts and number of winners are subject to change. ***Drawings will occur on or about the 15th of each month, or the next business day, for the previous month and/or quarter end. Prize Amounts are estimates and subject to change.