Savings

Grow your savings during every stage of life.

Every dollar counts when it comes to saving. Choose how much to save and how often to deposit that amount. Let our team support you in achieving your short and long term savings goals. All savings accounts include:

  • No monthly service fee
  • Save the easy way by setting up payroll deduction, electronic deposits or recurring transfers
  • Free access to Online Banking, Mobile App, Mobile Deposit, and electronic statements
  • Free access to over 5,000 CO-OP Shared Branches nationwide
  • Deposits insured up to at least $250,000 per individual depositor. Learn more about deposit insurance.

Compare Savings Account Types

Compare Savings Account Types

FEATURE

REGULAR SHARE SAVINGS

SUPER SAVER

LUCKY LAGNIAPPE SAVINGS ACCOUNT

CHRISTMAS CLUB

VACATION CLUB

Why?

The account needed to begin your membership at ULFCU.

Earn higher returns on larger savings balances.

The chance to win cash prizes.

Plan in advance for upcoming expenses.

Plan in advance for upcoming expenses.

Minimum to Open

$5.001

$2,500.001

$5.001

$5.001

$5.001

Monthly Service Fee

None

None

None

None

None

Minimum Balance to Maintain

$5.00

$5.00

None

$5.00

$5.00

Earns Dividends

Yes, on average daily balances of $100 or more.2

Yes, on average daily balances of $2,500 or more.2

Yes, on average daily balances of $100 or more.2

Yes, on average daily balances of $100 or more.2

Yes, on average daily balances of $100 or more.2

How it Works

What documents do I need to open a Regular Savings Account and become a member?

Add this account to save your higher balances and earn more.

Earn a prize drawing entry each time you save $20 in the same month (up to 5 entries per month).3 Learn more.

Your savings automatically transfers to your Regular Savings on October 1 annually.2 There is a fee for withdrawals made prior to this date.

Your savings remains in this account until you decide when and how much to withdraw.

Free Online Banking & Mobile Banking App

Yes

Yes

Yes

Yes

Yes

Free Mobile Check Deposit

Yes

Yes

Yes

Yes

Yes

Join Now - new window/tab View Rates Calculators

Or visit a branch location to open an account.

1Must qualify for UL Federal Credit Union membership. All accounts are subject to approval. Accounts are subject to all terms and conditions set forth in the Account Agreement and Truth-In-Savings Disclosure. Rates may vary after account is opened and can change without notice.

2APY=Annual Percentage Yield. Minimum daily balance to earn dividends is $100.00. Fees may reduce dividends earned. View fees for additional information.

3See a member representative for complete terms, conditions and official rules.