Youth Accounts

Give your child a financial head start.

Give your child or grandchild age 18 or younger the gift of credit union membership with their own Regular Share Savings Account¹. And students from PreK through 12th can earn cash rewards for grades!

Free Regular Share Savings Account

• No monthly service fee
• Earn dividends on balances of $100 or more¹
• Maintain a $5 balance
• Earn cash for grades with our Ragin’ Cajun Star Rewards program
• Deposits insured up to at least $250,000 per individual depositor. Learn more about deposit insurance.
• What documents do I need to open a Regular Savings Account and become a member?

Learn more about Savings Accounts.

Ragin’ Cajun Star Savers Reward Program – Youth savers can earn cash for grades!

UL Federal Credit Union is proud of our youth members and recognize their educational accomplishments with cash rewards for their school grades.

• Students must be a ULFCU member with their own savings (01) account and in grades PreK-12 at public, private, or eligible home school.
• We’ll deposit $0.50 for each A and $0.25 for each B into their savings account, up to $10.00 per report card.
• Submit an official report card from the current school year after each grading period to earn cash rewards and be eligible for the grand prize drawings.
• View full program eligibility and guidelines (PDF – new window/tab).

Student Checking Account

• No monthly service fee
• No minimum balance to maintain
• Mastercard^® debit card option
• Overdraft protection options

Learn more about Student Checking.

Or visit a branch location to open an account.

¹All accounts are subject to approval.
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