Kasasa Cash® Checking

Earn really high dividends on your checking balance and get refunds on ATM withdrawal fees, nationwide!*

High Dividends

Refunds on ATM Withdrawal Fees²

No Monthly Maintenance Fees


  • Checking account that pays high dividends
    • 3.00% APY* on balances up to $5,000
    • 3.00% to 0.38% APY on balances over $5,000 depending on balance in account¹
    • 0.05% APY* if qualifications aren’t met³
  • Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)²
  • Link to Kasasa Saver® to build savings automatically 
  • No monthly maintenance fee
  • No minimum balance to earn rewards
  • Online banking with bill pay
  • Electronic statements (required to open account)
  • Mobile banking
  • Mastercard® debit card
  • $50 minimum deposit to open

Qualifying for Kasasa Cash Rewards is Easy…

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:

  • At least 12 debit card purchases, each at least $10.00
  • Be enrolled in and log into online banking

And if you don’t meet these qualifications, don’t worry, you’ll earn our base rate. As a plus, you can get right back to earning your full rewards the very next cycle that you qualify.

Visit a branch to apply.


Qualification Information:
Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards.
“Monthly Qualification Cycle” means the current statement cycle.

Reward Information:
¹When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, average daily balances up to and including $5,000.00 in your Kasasa Cash account earn a dividend rate of 2.959% resulting in an APY of 3.00%; and average daily balances over $5,000.00 earn a dividend rate of 0.249% on the portion of the average daily balance over $5,000.00, resulting in a range from 3.00% to 0.38% APY depending on the account’s average daily balance.
²You will receive reimbursements up to an aggregate total of $25.00 for nationwide ATM withdrawal fees incurred within your Kasasa Cash account during that Monthly Qualification Cycle. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM withdrawal fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction.
³When your Kasasa Cash qualifications are not met, the dividend rate earned on the account’s entire average daily balance will be 0.049% resulting in a non-compounding annual percentage yield of 0.05% and ATM withdrawal fees are not refunded.
Dividends will be credited to your Kasasa Cash account on the last day of the current statement cycle.
Nationwide ATM withdrawal fee reimbursements will be credited to your account on the first processing day of the following statement cycle.
*APY = Annual Percentage Yield.
APYs accurate as of 09/01/2018.
Rates, rewards, and bonuses, if any, are variable and may change after account is opened without notice to you. No minimum balance is required to earn or receive the account’s rewards. Rewards less than a penny cannot be distributed. Fees may reduce earnings.

Additional Information:
Membership restrictions may apply.
Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply.
Fifty (50) dollar minimum deposit is required to open the account.
There are no recurring monthly maintenance charges or fees to open or close this account.
Contact one of our credit union service representatives for additional information, details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions.
Federally insured by NCUA. 

Kasasa and Kasasa Cash are trademarks of Kasasa, Ltd., registered in the U.S.A.