Auto Loans

Purchase

Pay less for your vehicle loan.

Financing with UL Federal Credit Union can save you money! Request pre-approval before you shop for your new or used vehicle. Found a lower rate somewhere else? Let us match or beat it.

  • New or used vehicles
  • Pre-approval1 available before shop
  • Flexible terms up to 7 years (84 months)
  • Borrow up to 125% of the vehicle value
  • Pay no annual or prepayment fees
  • Affordable Guaranteed Asset Protection (GAP), extended vehicle warranty, and loan protection options

                

Or visit a branch or call our Loan Team at 337-482-6956.

Refinance

Move your loan here and lower your note.

You could be paying less for your existing vehicle loan. Move your loan from another lender and lower your monthly note.

  • New or used vehicles
  • Flexible terms up to 7 years (84 months)
  • Borrow up to 125% of the vehicle value
  • Pay no annual or prepayment fees
  • Affordable Guaranteed Asset Protection (GAP), extended vehicle warranty, and loan protection options

               

Or visit a branch or call our Loan Team at 337-482-6956.

Enterprise Car Sales

Borrow Smart. Buy Smart.®

Getting an auto loan from UL Federal Credit Union and buying a vehicle from Enterprise are two smart moves. Enterprise offers used cars at competitive  prices, backing each one with one of the industry’s best used car warranties and provide you with the same outstanding customer service that you receive from your Credit Union.

Search Enterprise Inventory

        

Or visit a branch or call our Loan Team at 337-482-6956.

Extended Warranty

Mechanical Protection Program

A factory warranty for your vehicle may not be enough. Many major repairs occur after the manufacturer’s warranty expires including engine, transmission, suspension and electrical components. Purchasing extended coverage can help cover these expenses.

  • The cost of this coverage may be included in your credit union auto loan for just pennies per day
  • Named Component Coverage with Wear & Tear for new cars and eligible pre-owned cars
  • Low deductible
  • Towing
  • Car rental
  • Nationwide protection
  • Convenient access to services via toll-free number
  • Travel Expenses coverage
  • Roadside Assistance
  • Accidental Loss Refund – optional coverage to protect against collision or acts of God only
  • KeyGuard – optional coverage for key/transponder replacement
  • Business Use – coverage for eligible business uses (surcharge applies)

For more information or to enroll, visit a branch or call our Loan Team at 337-482-6956.

1Your qualifying rate is based on your credit profile, associated credit score, and our internal credit criteria. Your APR may differ based on your loan amount, repayment method, and other factors. There is a Loan Processing Fee of $20.00 for all loan application requests. Contact our Loan Team for complete details. Equal Opportunity Lender.