Home Loans

A great option for first-time home buyers. 

• Down payment and closing costs assistance program for new and existing home purchases
• Assists qualified low- and moderate-income home buyers obtain an affordable first-time home mortgage loan through a private lender
• Up to $15,000 loan which may be applied toward down payment and/or closing costs
• Secured by a second mortgage and carries a term of ten years (120 months)
• Participants must meet income requirements and must purchase a home within Lafayette Parish
• View eligibility requirements
• View mortgage application checklist

Click here to learn more about home buying and shopping for a mortgage.

Call our Mortgage Team at 337-482-6956 / 1-800-232-9616 to schedule an appointment, discuss rates or request a free mortgage comparison.

Lock in a mortgage rate and payment. Available for your primary home including mobile homes.

• Up to 15 year term
• Fixed rate mortgage
• No down-payment required
• Borrow up to 90% of the appraised value, not to exceed $400,000 (certain qualifications apply) 
• No Private Mortgage Insurance (PMI)
• No prepayment penalty
• View our mortgage application checklist

Click here to learn more about home buying and shopping for a mortgage.

Call our Mortgage Team at 337-482-6956 / 1-800-232-9616 to schedule an appointment, discuss rates or request a free mortgage comparison.

This mortgage loan begins with a fixed interest rate for the initial term then adjusts according to an index. Available for your primary home including mobile homes. 

• Up to 30 year term
• Adjustable rate mortgage (ARM)
• Borrow up to 90% of the appraised value, not to exceed $400,000 (certain qualifications apply) 
• No down-payment required
• No Private Mortgage Insurance (PMI)
• No prepayment penalty
• View our mortgage application checklist

Click here to learn more about home buying and shopping for a mortgage.

Call our Mortgage Team at 337-482-6956 / 1-800-232-9616 to schedule an appointment, discuss rates or request a free mortgage comparison.

Our low down payment and flexible payment options make it easy to purchase your perfect piece of property.

• Terms available up to 15 Year Fixed-Rate & 30 Year Adjustable-Rate (7/7)
• Borrow up to 90% loan-to-value (LTV) of the vacant land, not to exceed $100,000 (certain qualifications apply) 
• No Private Mortgage Insurance (PMI)
• No prepayment penalty
• View our mortgage application checklist

Click here to learn more about home buying and shopping for a mortgage.

Call our Mortgage Team at 337-482-6956 / 1-800-232-9616 to schedule an appointment, discuss rates or request a free mortgage comparison.

Pay less for your existing loan! Let our Mortgage Team help you save money by moving your loan from another lender. 

Features

• Refinance up to 90% loan-to-value (LTV) of the home, up to $400,000
• Choose from fixed-rate and adjustable-rate mortgage options
• No down-payment required
• No Private Mortgage Insurance (PMI)
• No prepayment penalty

Benefits

• Lower your monthly payment
• Get cash out to pay other debt
• Pay off your mortgage sooner
• Convert a variable rate mortgage to fixed rate mortgage

Click here to learn more about home buying and shopping for a mortgage.

Call our Mortgage Team at 337-482-6956 / 1-800-232-9616 to schedule an appointment, discuss rates or request a free mortgage comparison.

Use the equity in your home to fund renovations or other personal expenses. Considered a first mortgage (if home is paid for) or a second mortgage (if existing mortgage on home) with its own term and repayment schedule.

• Term options of 5, 10, or 15 years
• Borrow up to 90% loan-to-value (LTV) of the home less any first mortgage recorded, up to $150,000
• No down-payment required
• Choose from fixed-rate and adjustable-rate mortgage options

Click here to learn more about home buying and shopping for a mortgage.

Call our Mortgage Team at 337-482-6956 / 1-800-232-9616 to schedule an appointment, discuss rates or request a free mortgage comparison.