Special Offers & Events

Summer Personal Loan Special

Summer Personal Loan Special

We’re lowering our personal loan rates for a limited time! Get cash for your vacation, backyard project, school expenses, debt consolidation, or anything else on your wish list. A personal loan is cheaper than paying with a higher rate credit card. Offer available June 1 – July 31, 2017.

  • Request to borrow $200.00 to $5,000.00
  • No collateral required
  • Money-saving special rates as low as 8.00% APR* for 12 months or as low as 8.25% APR* for 24 months

Or visit a branch or call our Loan Team at 337-482-6956.

*APR = Annual Percentage Rate. Your qualifying rate is based on your credit profile, associated credit score, and our internal credit criteria. At 8.00% APR, pay 12 monthly payments of $87.23 per $1,000 borrowed. At 8.25% APR, pay 24 monthly payments of $45.47 per $1,000 borrowed. Your APR may differ based on your loan amount, repayment method, and other factors. Offer available June 1-July 31, 2017. There is a Loan Processing Fee of $20.00 for all loan application requests. Equal Opportunity Lender. Federally insured by the NCUA.

Summer Skip-A-Payment

Take a vacation from your loan payment!

Enjoy extra cash this summer when you request to skip your June or July 2017 loan payment on qualifying UL Federal Credit Union loans.1 

  • Simply complete this application and return it to UL Federal Credit Union.
  • There is a processing fee per loan skipped of $35 for loan payments of $499.99 or less and $50 for loan payments of $500.00 or more.
  • All parties who signed the original loan document are required to sign this application.
  • All requests are subject to approval..

Download the application, visit a branch or call us at 337-482-6956 for more information.

1Loans not eligible for Skip-A-Payment include MasterCard credit card, real estate/mortgage, emergency cash, TDR/Workout, and past due/delinquent loans. Additional qualifications may apply for a vehicle loan Skip-A-Payment request. Must have made a minimum of 3 payments on the loan to request Skip-A-Payment. All requests are subject to approval and restrictions may apply. Processing fee will be refunded if request is not approved. Offer ends July 31, 2017. ULFCU membership required to participate. Equal Opportunity Lender. Federally insured by the NCUA.

Refinance Your Mortgage

Refinance your mortgage at ULFCU. You could save a bundle!*

Request your free mortgage comparison by calling (337) 482-6956.

  • Lower your monthly payment
  • Pay off your mortgage faster
  • Get cash for other expenses
  • No private mortgage insurance
  • No prepayment penalty 

*Savings and rates are determined and based on evaluation of credit history, loan-to-value, and loan terms. Rates are subject to change at any time. For terms over 180 months, rates may increase after consummation. ARM (Adjustable Rate Mortgage) rates are determined by an index and margin, the index of which is variable and therefore unknown for future payments. For primary residences only. All rates quoted require a 1.25% origination fee. Fixed Rate Mortgages are offered at terms of 180 months and less. Rates are fixed and not subject to any increase after consummation. Fixed rate mortgages are determined by an index and margin based on the time of pre-approval upon receipt of a completed application. Loan approval based on creditworthiness, amount financed and ability to repay. Other fees may be assessed, as applicable. Call our mortgage team at 800-232-9616 or 337-482-6956 to schedule an appointment, discuss rates or request a free mortgage comparison. Equal housing lender.