Special Offers & Events

Skip A Pay

Holiday Skip A Payment

Are you wrapped up in holiday bills? Spread holiday cheer with a little extra cash this year! Request to skip your November or December 2022 loan payment on qualifying* UL Federal Credit Union loans.

Click the link below to download the application and return it to a UL Federal Credit Union branch. There is a processing fee per loan skipped of $35 for loan payments of $499.99 or less and $50 for loan payments of $500.00 or more. All parties who signed the original loan documents are required to sign the skip a payment application. All requests are subject to approval. For more information call us at 337-482-6956 and select option 5 for the Loan Department.

Click here to download Holiday Skip-A-Pay 2022 Application.

*Loans not eligible for Skip-A-Payment include Mastercard credit card, real estate/mortgage, emergency cash, TDR/Workout, and past due/delinquent loans. Additional qualifications may apply for a vehicle loan Skip-A-Payment request. Must have made a minimum of 3 payments on the loan to request Skip-A-Payment. All requests are subject to approval and restrictions may apply. Processing fee will be refunded if request is not approved. Offer ends December 30, 2022. ULFCU membership required to participate. Equal Opportunity Lender. Federally insured by the NCUA.

Holiday Loan Special

Holiday Loan Special

Make checking off your holiday wishlist easier with a new personal loan from the UL Federal Credit Union. This November and December, borrow up to $5,000 for 24 months for as low as 6.95% APR*. That’s a 2% savings off our current Personal Loan rates! For more information call us at 337-482-6956 and select option 5 for the Loan Department. Hurry before the offer ends!

Holiday Loan Special 2022 Rates*
A+ 750+ 6.95%
A 700-749 7.95%
B 660-699 9.95%
C 630-659 12.95%
D 600-629 15.95%
E 599 or less 15.95%
No Score No Score 15.95%

*APR = Annual Percentage Rate. Your qualifying rate is based on your credit profile, associated credit score, and our internal credit criteria. At 7.95% APR, pay 24 monthly payments of $45.36 per $1,000 borrowed. Your APR may differ based on your loan amount, repayment method, and other factors. Offer available November 1, 2022 through December 30, 2022. There is a non-refundable Loan Processing Fee of $20.00 for all loan application requests. Equal Opportunity Lender. Federally insured by the NCUA.

Mobile Pay

Mobile Pay. Your device. Your choice.

UL Federal Credit Union is excited to announce that UL Federal Credit Union Mastercard® debit cards are now compatible with mobile wallets. With a quick tap of your smartphone or smartwatch, you can use your debit card to pay at millions of store locations that accept mobile payments.

You can use any of these trusted wallets:

Google Pay Fast mobile payments in-store and in-app with most Android™ devices already available.
Apple Pay The easy, secure, and private way to pay in-store, in-app, and on the web.
Samsung Pay. Pay almost anywhere you can swipe or tap your card.

Adding layers of security to every transaction Each time you use one of these trusted solutions, a unique one-time-use code, or token, is used so that your payment information is never shared with merchants or stored on your device.**

**Tokenization is dependent on the merchant.
Apple Pay works with iPhone 6 and later in stores, apps, and websites in Safari; with Apple Watch in stores and apps; with iPad Pro, iPad Air 2, and iPad mini 3 and later in apps and websites; and with Mac in Safari with an Apple Pay enabled iPhone 6 or later or Apple Watch. For a list of compatible Apple Pay devices, see https://support.apple.com/km207105. Apple, the Apple logo, Apple Pay, Apple Watch, iPad, iPhone, Mac, Safari, and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries. iPad Pro is a trademark of Apple Inc.
Google Pay is a trademark of Google LLC.
Samsung, Samsung Pay, Galaxy s7 and Samsung Knox are trademarks or registered trademarks of Samsung electronics co., Ltd. Other company and product names mentioned may be trademarks of their respective owners. Screen images are simulated; actual appearance may vary. Samsung Pay is available on select Samsung devices.
Mastercard is a registered trademark, and the circles design is a trademark, of Mastercard International Incorporated.
© 2019 Mastercard. All rights reserved. Mastercard, 2000 Purchase Street, Purchase, NY 10577.


Zogo – the gamified financial literacy app that pays in real-life rewards!

The UL Federal Credit Union is excited to announce our new partnership with Zogo, a mobile app that teaches you financial literacy, and rewards you for doing so! Thanks to this partnership, members will have access to a fun, simplified way of learning about personal finance – and a way to get paid while they do it. Not a member but still want to play? No problem! Use the Access Code: ULFCU

Here’s how the app works:

  • Access over 300 bite-sized educational modules that meet all national standards for financial literacy
  • Each module offers 5 learning concepts before taking a short quiz to earn points called pineapples
  • Earn pineapples after completing each educational module
  • Users can exchange pineapples for gift cards (or other rewards) to their favorite stores, like Amazon, Target, Walmart, and more.

The UL Federal Credit Union wants to make learning about financial literacy fun. We care about our members and want them to be successful with their own money management.

Download Zogo for free today and take control of your financial literacy! Use access code: ULFCU
Apple App Store

Google Play

Emergency Loans

Emergency Loans

In need of extra cash? Financial Emergencies happen, and if we aren’t prepared, the burden can cause long-lasting effects. Let us help rescue you before you drift out to sea.

Qualifications apply. See below for details of contact us today for more information.

  • Borrow up to $500
  • No credit check required.
  • Borrower must be a member for at least 3 months
  • Must payback within 4 months
  • $20 Application Fee

Contact Sean Broussard, Loan Officer, at 337-482-5038 to apply.

*APR = Annual Percentage Rate. Your qualifying rate is set at 28% APR, pay 4 monthly payments of $26.16 per $100 borrowed. There is a Loan Processing Fee of $20.00 for all loan application requests. Federally insured by the NCUA.

Credit Score

Protect and Manage your Credit

University of Louisiana Federal Credit Union is excited to announce our new financial education tool, Credit Sense. You have instant access to your credit score and credit report, along with personalized tips on how to improve your score or maintain an already great score.
Members must sign up in order to enroll in this service. Log in to online banking and click the “Get my Credit Score” icon on the right. Fill in the information and you are ready to view your credit score.FAQ

Pop-up blocker must be turned off
iPhone web browser – Go to setting > Safari > Turn pop-up blocker off
The credit score provided is intended to help members understand the factors that affect their credit score and ways they may be able to save money with UL Federal Credit Union loan products. It is not used for loan approval purposes, or for determining loan rates.

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