Online & Mobile Banking

Manage your financial life on your schedule. Enroll in Online Banking then add our app, Bill Pay, text banking, email and text alerts, or eStatements.

Getting Started: Enroll in Online Banking

  1. Visit https://www.financial-net.com/ulfcu/ from a computer.
  2. Follow the on-screen instructions to complete enrollment.
  3. Enroll in additional tools within Online Banking including eStatements, text banking, email and text alerts, and more.

Have questions? Refer to our Online Banking Agreement, visit a branch or call us at (337) 482-6956

Mobile App

Tap and Geaux.

With the free UL Federal Credit Union mobile app, you can instantly view account balances, deposit checks, transfer funds, locate nearby branches, and pay your loans from your iPhone® or Android™ mobile phone. Securely login with the same user ID, password, and security questions you use for your Online Banking account.Don’t have an iPhone or Android phone? Get our Mobile Browser.

How it Works

  • View account balances and transactions
  • Deposit checks with Mobile Deposit
  • Instant Balance to view balances without needed to log into the app
  • Transfer funds between your ULFCU savings, checking, and loans
  • Pay ULFCU loans, mortgages, and credit cards
  • Make a payment or manage your scheduled payments to merchants (must be enrolled in Bill Pay)
  • Search for an ATM or branch
  • View special offers and events

Getting Started

  1. If you haven’t enrolled in Online Banking yet, visit https://www.financial-net.com/ulfcu/ from a computer.
  2. Once you have enrolled in Online Banking, download the ULFCU Mobile Banking app to your mobile phone using the links below or searching your store for ULFCU. Our app is available for iPhone on the App Store® and Android on Google Play™.
  3. Log into the ULFCU Mobile Banking app using your Online Banking username and password.
  4. If you choose, add the Instant Balance feature by tapping the Instant Balance icon on the top of your app log in screen.

Download today! Available for iPhone on the App Store and Android on Google Play.

      

Have questions? Refer to our Mobile Banking Agreement, visit a branch or call us at (337) 482-6956

1There is no charge from ULFCU for Mobile Banking, but message and data rates from your wireless service provider may apply. 

Mobile Deposits

Deposit checks in a snap.

Skip the branch visit to deposit a check. Mobile Deposit allows you to deposit checks into your savings or checking account using the ULFCU Mobile Banking app.

How it Works

Use the camera on your mobile device to snap pictures of your check and request it be deposited into your ULFCU savings or checking account.

  • All deposits are pending until reviewed.
  • Your mobile deposits are usually available the next business day. Some checks may be held longer. 
  • If you make a deposit after 3 p.m. CST Monday through Friday, and any time on Saturdays, Sundays or ULFCU holidays, it will be processed the next business day and made available based on the status of your account. Business days are Monday through Friday except for ULFCU holidays.  

How to Mobile Deposit a Check

  1. Endorse the back of the check with your signature AND “For mobile deposit only at ULFCU”
  2. Login to the ULFCU mobile app.
  3. Tap Deposit on the bottom menu.
  4. Tap Deposit Check.
  5. Select the account where you want the check deposited.
  6. Capture the check image, front and back.
  7. Follow the on-screen instructions to complete your deposit request.
  8. Keep your paper check for at least 60 days.

Mobile Deposit Limits

  • $1,000 maximum per check
  • $1,000 maximum per day

Items Not Accepted for Mobile Deposit

  • Checks or items payable to any person or entity other than you.
  • Checks or items drawn or otherwise issued by you or any other person on any of your accounts or any account on which you are an authorized signer or joint account holder.
  • Checks or items containing obvious alteration to any of the fields on the front of the check or item, or which you know or suspect, or should know or suspect, are fraudulent or otherwise not authorized by the owner of the account on which the check or item is drawn.
  • Checks or items previously converted to a substitute check.
  • Checks or items drawn on a financial institution located outside the United States.
  • Checks or items that are remotely created checks.
  • Checks or items not payable in United States currency.
  • Checks or items dated more than 6 months prior to the date of deposit.

Getting Started

  1. If you haven’t enrolled in Online Banking yet, visit https://www.financial-net.com/ulfcu/ from a computer.
  2. Then, if you haven’t downloaded the ULFCU Mobile Banking app to your mobile phone yet, use the links below or search your store for ULFCU. Our app is available for iPhone® on the App Store® and Android™ on Google Play™.
  3. Log into the ULFCU Mobile Banking app using your Online Banking username and password.
  4. Tap “Deposit” on the bottom of the app to begin your mobile deposit.

Available for iPhone on the App Store and Android on Google Play.

      

Have questions? Refer to our Mobile Deposit User Agreement and Disclosure, visit a branch or call us at (337) 482-6956. 

1There is no charge from ULFCU for Mobile Deposit, but data rates from your wireless service provider may apply.

Bill Pay

Upgrade the way you pay.

Tired of remembering usernames and passwords for every bill you want to pay online? Pay bills from your Online Banking account instead using our Bill Pay feature. It’s a great way to manage all of your bills from one place, with one password. 

How it Works

Automatically set up one-time or recurring payments from your checking account for the dates and amounts you desire. You can pay anyone, including an individual so long as they have a complete postal address. You can then make a payment or manage your scheduled payments in Online Banking using your computer or our mobile app.

Getting Started

  1. Call us at (337) 482-6956 or visit a branch to add Bill Pay to your Online Banking. There is a $10 enrollment setup fee.
  2. Login to Online Banking from a computer.
  3. Select the Bill Pay tab to set up your payees (a company or an individual), billing information, how much to pay and when to pay it, and payment amounts.
  4. We’ll make your payments by check or electronic transfer, depending on what your vendor accepts.

Helpful Tips

  • Please allow 7 to 10 days for your initial payment to be credited to your account and 2 to 5 days for subsequent payments using Bill Pay. 
  • UL Federal Credit Union loan payments should be made using the transfer option in Online Banking or Mobile Banking.

Have questions? Refer to our Bill Pay Agreement, visit a branch or call us at (337) 482-6956. 

eStatements

Go paperless.

View your statement online instead of receiving it in your mailbox.1

How it Works

  • Receive your statement sooner – typically the first business day after month-end
  • View 6 months of statement history
  • Download electronic PDF copies
  • You’ll receive an email when your statement is ready for viewing

Getting Started

  1. Log into Online Banking.
  2. Select Self Service from the main navigation.
  3. Under the Additional Services section, select eStatements and follow the instructions to complete enrollment.
  4. Remember to log into Online Banking to update your email address anytime it changes.

1When enrolled in ULFCU eStatement service, ULFCU will send a notification through email when an eStatement is available. eStatements are kept for a maximum of 6 months online and must be accessed through Virtual Branch. A $5 fee is assessed each month for email addresses that are incorrect. It is the member’s responsibility to notify the credit union of valid email addresses.

Text Banking

Fast access to your balance and transaction history.

Text banking is a free service which allows you to quickly request and receive account information via text message including account balances and transaction history.

How it Works

You can enroll in Text Banking through Online Banking. Then you will be able to text short commands to us at 87431 to receive account information on your enrolled mobile device. 

Getting Started

  1. Log into Online Banking from a computer. If you have not registered for Online Banking, you will need to complete the registration.
  2. Make sure to have your mobile phone with you.
  3. Select Self Service from the main navigation.
  4. Under the Additional Services section, select Mobile Money and follow the on-screen activation instructions to add Text Banking to your mobile phone including assigning nicknames to your accounts.
  5. We will send you a text message from 87431 with an activation code. You must enter this activation code in Online Banking to activate Text Banking. 

Text Commands

After enrollment is complete, text any of the following commands to ULFCU at 87431.

  • B, BAL, BALANCE or BALANCES = fetch a list of all your enrolled accounts, their nicknames and their balances
  • STMT account nickname, TRAN account information or HIST account nickname = fetch the most recent transactions for a specific account (Example: TRAN SAV1) 
  • NEXT or MORE = View additional recent transactions on the account nickname you specified
  • STOP = deactivate the service

Helpful Tips

  • Add 87431 to your contacts on your mobile device
  • Text messages are not case sensitive

1There is no charge from ULFCU for Text Banking, but message and data rates from your wireless service provider may apply. 

Account Alerts

Get notifications from your account.

Stay connected to what is happening with your account transactions. You can choose to receive email or both email and text message alerts.1

New! Account Alerts

Select from a variety of alert types to monitor your savings, checking and loans.

  • Account balance above or below your specified dollar amount
  • Deposit exceeds your specified dollar amount
  • ATM/Debit, check, or other withdrawal exceeds your specified dollar amount
  • A specific check number or range of numbers has cleared your account
  • Certificate maturity 
  • Loan payment due date reminder or payment past due notice

Bill Pay Alerts
Must be enrolled in Bill Pay to access these alerts.

  • Individual payment exceeds a specified dollar amount
  • A list of your scheduled payments for the week or month
  • Reminder before a scheduled payment date
  • A scheduled payment is unable to be processed
  • A final in a series of recurring payments I setup has completed
  • A merchant notifies us that there is a problem with one of your payments
  • A merchant notifies us that your account number has changed
  • Your account is credited for a payment when a stop pay is issued

Transfer Alerts

  • A scheduled transfer is unable to process
  • A final transfer in a series of recurring transfers has been completed

General Alert

  • When we send you a message to your Online Banking inbox

Getting Started

  1. Login to Online Banking from a computer.
  2. Click the Self Service tab.
  3. Decide how you want to receive alerts.
    -Receive alerts via email only? Proceed to step 4 below. 
    -Want the option to have alerts via text message? You must first enroll your text-enabled mobile phone in Text Alerts. From the Self Service screen, click Mobile Banking to enroll in Text Alerts. Then proceed to step 4 below.
  4. Setup alerts in any of the categories. You can revisit Online Banking anytime to make changes to your alerts.
  5. Once complete, you will receive alerts up to four times per day depending on when your transactions occur.

1There is no charge from ULFCU for Alerts, but data and message rates from your mobile service provider may apply.

Mobile Browser

Mobile access to your accounts.

Don’t have an iPhone or Android phone to use our app? Our mobile browser is designed to display on your device screen and is available for other phone types that have text and web capabilities. Securely login with the same user ID, password, and security questions you use for your Online Banking account.

How it Works

  • View account balances and transactions
  • Transfer funds between your ULFCU savings, checking, and loans
  • Pay ULFCU loans, mortgages, and credit cards
  • Make a payment or manage your scheduled payments to merchants (must be enrolled in Bill Pay)
  • Search for an ATM or branch
  • View special offers and events

Getting Started

  1. Log into Online Banking from a computer. If you have not registered for Online Banking, you will need to complete the registration.
  2. Make sure to have your mobile phone with you.
  3. Select Self Service from the main navigation.
  4. Under the Additional Services section, select Mobile Banking. Choose to change the mobile banking services on an existing registered phone or add a new device if enrolling your phone for the first time.
  5. Check the Browser Banking box to add this service. Click Continue at the bottom of the page then follow the on-screen activation instructions.
  6. We will send you a text message from 87431 with a website link to access our mobile browser. We recommend you bookmark, favorite, or add the link to your home screen.

Have questions? Refer to our Mobile Banking Agreement, visit a branch or call us at (337) 482-6956

1There is no charge from ULFCU for Mobile Banking, but message and data rates from your wireless service provider may apply. 

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