Drive More. Pay Less.

Whether you’re buying new, used, or refinancing, ULFCU makes auto loans simple. Get pre-approved to lock in your rate and enjoy a smoother car-shopping experience. Our team is here to help every step of the way.

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LOAN RATES

Drive the car you want—on your terms.
Whether it’s new or used, ULFCU auto loans make it easy to get behind the wheel with flexible terms and competitive options designed for you.

  • Flexible terms up to 7 years (84 months)

  • Competitive rates for every credit score

  • Optional protection: Affordable GAP coverage, extended vehicle warranty, and loan protection

Get pre-approved today and shop confidently, knowing your financing is handled.

Know what you can afford—and get the best rate.
With ULFCU pre-approval, you don’t have to settle for dealership financing or risk paying more than needed. Lock in your rate before you buy so you can:

  • Shop confidently for the exact vehicle you want

  • Avoid overpaying for financing at the dealer

  • Choose the best payment terms for your budget

Our team is here to help you get the vehicle you love, at a rate that works for you. Apply online, visit a branch, or call us.

Lower your payments, get better terms, and take control.
Why pay more at your current lender? By moving your auto loan to ULFCU, you can:

  • Save money with competitive rates that can match or beat your current loan

  • Flexible payment terms up to 7 years (84 months)

  • Borrow up to 125% of your vehicle’s value

  • No annual or prepayment fees

  • Optional protection: Affordable GAP coverage, extended vehicle warranty, and loan protection

Take control of your loan today—move it to ULFCU and start saving. Apply online, visit a branch, or call us.