Financial Education & Counseling

We're committed to financial empowerment for our members. We want you to succeed!

You have access to free financial counseling, credit report reviews, in-person or virtual group presentations, and free resources.

Protect and manage your credit using our free credit check tool, Credit Sense. Members can have instant access to credit scores and credit reports, along with personalized tips on how to improve scores or maintain an already great score. You can even experiment with payment calculators and score simulators.


To access Credit Sense, you must have an online banking login. Log in to online banking and click the “See my report” icon on the right. You will need to enter the last 4 digits of your Social Security number to view the credit information.

The credit score provided is intended to help members understand the factors that affect their credit score and ways they may be able to save money with ULFCU loan products. It is not used for loan approval purposes, or for determining loan rates.

Schedule an appointment with a Certified Financial Counselor today to discuss:

  • Budget development

  • Reading and understanding your credit report

  • Money management skills

  • Financial goal setting and developing a plan to achieve them

  • Building a savings plan

  • Regaining control of your finances and a get-out-of-debt strategy

For more information or to schedule an appointment with a Financial Counselor, visit a branch or call us at (337) 482-6956.

Feature financial education at your next event or include it in your semester schedule. We offer presentations on a variety of financial subjects related to money management. We can include any of the following popular topics or customize a presentation to your needs:

  • Choosing a savings and checking account

  • Budgeting

  • Credit, credit scores, and credit reports

  • Money Management

  • Home Buying

  • Debt Strategies 

  • And more! 

To schedule a visit or request more information, email Jason at jason@ulfcu.com.