Privacy Policy

Revised October 2016

FACTS WHAT DOES UNIVERSITY OF LOUISIANA FEDERAL CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social security number and assets
  • credit history and employment information
  • payment history and transaction history

When you are no longer our member, we continue to share your information as described in this notice.

How? All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons University of Louisiana Federal Credit Union chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does University of Louisiana Federal Credit Union share? Can you limit this sharing?
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or to report to credit bureaus Yes No
For our marketing purposes – to offer our products and services to you Yes No
For joint marketing with other financial companies Yes No

For our affiliates’ everyday business purposes –
Information about your transactions and experiences

No We don’t share

For our affiliates’ everyday business purposes –
information about your creditworthiness

No We don’t share
For our affiliates to market to you No We don’t share
For nonaffiliates to market to you No We don’t share
 
Questions? Call toll-free 800-232-9616
What we do 
How does University of Louisiana Federal Credit Union protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does University of Louisiana Federal Credit Union collect my personal information? We collect your personal information, for example, when you

  • open an account or apply for a loan
  • file an insurance claim or give us your employment information
  • give us your contact information

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing? Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State law and individual companies may give you additional rights to limit sharing.

Definitions 
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • University of Louisiana Federal Credit Union has no affiliates
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • University of Louisiana Federal Credit Union does not share with our nonaffiliates so they can market to you
Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Our joint marketing partners include CUNA Mutual Group’s MEMBERCONNECT and loan recapture programs
Other important information
 

Download the ULFCU Privacy Notice in PDF format

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